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August 21, 2015

Intellectual Property Coverage

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I am going to suggest that if you are getting into this business to be a landlord that you treat your rental business as if it were the business of finding, fixing, and reselling. I say this because most landlords will be selling at some point in time. So don’t just look at buying houses based on cash flow, or tax benefits. You need to look at it from the point of view that if you were to get sick tomorrow could you resell the property at a profit.

You may be able to find a lender that will approve you for a mortgage despite your poor credit — but you will pay higher interest rates in return. A mortgage is a long-term loan. Over the years, even a small difference in an interest rate can add up to a large amount of interest payment.

Become a respected source enabling them to get what they want. For example if your target market is convenience stores and your niche is www.thatchedinsure.co.uk what makes that attractive to a convenience store owner? You want to become the recognized expert for preventing catastrophic gaps in coverage that puts owners out of business. You have experience working with small business owners like them. You know their requirements, and you know what to look for to make sure they are neither over nor under insured.

A friend of mine works as a translator, translating given texts between Spanish and English. For her, the incoming work arrives in an email and is dispatched the same way. Throughout the process it is a fairly simple and straight forward process.

Brand new homes and houses that have been renovated are lower risks to an insurer and therefore attract more affordable home insurance premiums. But keep it at the back of your mind that the wider the scope of the renovation, the more the savings you’ll get.

The big picture of the real estate market is that it goes up and down in cycles. It has been in an up cycle for 10 years and it is most likely time for it to face it’s down cycle.

Shop around before you buy. It makes a lot of sense to see in a broad sense what the market is offering. Some insurance companies are huge and famous and we tend to go with them because we feel that they are the most reliable since they are big. True, but they may be unnecessarily expensive. You’ll be surprised to find that medium and small sized insurance companies will make an equally good deal with you but for less. Make sure you look at several options in all tiers before you settle. If you discover that you can get a cheaper deal somewhere else, just wait for your current premium to elapse and move – you’ll be saving lots.

Advance payment of choice is usually between 2-4% of the current asking price of the house. Typical monthly credits vary from 10% -20% of the actual monthly installments. The house itself should be a good area with good options. It should be well maintained with recent updates to windows, roof and furnace.

Looking at homes for sale is exciting. But actually buying a home should be a well-planned process with few big surprises. Knowing the true costs of homes for sale will ensure that home ownership is empowering, not overwhelming.

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