The recent theft of a minibus used by a North West charity has highlighted the need for all community groups to make sure they have the right charity minibus insurance.  Minibuses are often a vital tool in organisations achieving their aims, and so what would you do if your minibus was stolen or involved in an accident?

Keep reading to learn more about why this case highlights the importance of getting the right charity minibus insurance.

Thieves target charity minibus

The Messenger reports that offenders recently stole a white Citroen vehicle from outside the Derbyshire Lane home of Helen Hines, who co-founded Trafford’s Simply Cycling two years ago.  The minibus was used to take disabled people to attractions such as Wythenshawe Park and the Trans Pennine Trail.

Ms Hines said: “We had to cancel our trip and people were devastated. I just can’t believe this has happened. I can’t believe anyone has any use for this bus or how they could lower themselves to do this.

“It’s integral to the service we provide and a lot of people won’t be able to get out without it.”

PC Michael Dever said: “The vehicle is clearly identifiable as belonging to a charity and I am appalled someone would deliberately steal it.”

Getting the right charity minibus insurance is crucial

The vehicle in this case was worth £3,500 to the charity and was used six days a week.  As well as the cancellation of trips and visits, the cost to the charity is also significant.

If you run a minibus, it’s vital that you get the right charity minibus insurance.  A basic ‘third party, fire and theft’ policy should ensure your vehicle is protected against theft and fire damage.  It will also ensure you’re covered for damage to a third party or their property or vehicle in the event that you have an accident that was your fault.

Comprehensive charity minibus insurance covers the same risks but will also ensure any damage to your own minibus is also covered.

Don’t forget to cover the contents when you buy charity minibus insurance

The Messenger also reports that ‘also on board the bus was the back half of a wheelchair bike, worth £5,000 in total, and a pedal bike, worth £300.’  This theft also highlights the importance of covering the contents of a minibus as well as the vehicle itself.

Most insurers offer contents cover as part of their charity minibus insurance.  If you carry or keep valuable items on the minibus it may be worth considering this additional protection.

• debt problems
• divorce
• financial difficulties
• broken property chain
• no equity
• unsecured debts
• ill health

Thankfully there are a few options when it comes to stopping repossession and sell property quickly as house being repossessed, why not make contact with property buying experts online who can help solve your problem.

Property repossession in the UK reaches record levels

If you face the prospect of having your property repossessed you could be added to the UK’s repossession register that could result in major credit agencies being informed about your financial situation which of course will affect your credit rating immediately including the foreseeable future.  Hardly any mortgage lenders lend money to people who have had their homes repossessed which probably means they may have to find alternative accommodation after losing the security of their home.  To prevent this sell property quickly as house being repossessed with the assistance from online professionals.

Who to turn to?

To deal with property repossession there are reliable online companies who have a database of clients just waiting to buy your home at an agreeable price.  Make contact with them today and let their team of experts help you with:-

• repossession problems
• receiving an offer for your property after just one viewing
• savings on estate agent fees
• completion of sale within 28 days or a suitable alternative date
• solicitors fees paid up to 500 pounds

Get a quick sale to stop repossession

There is an answer to sell property quickly as house being repossessed, specialists can assess your property and repossession situation then offer a quick sale allowing you to make a fresh start, absolutely debt free.  They will discuss your situation and aim to work with you to find the best possible solution within a short timescale to the benefit of all concerned.  Once you have contacted the experts you will be:-

• guaranteed a buyer to achieve a quick sale
• assured you have no hidden costs to pay

Let the experts help you

It’s reassuring to know that property repossession can be stopped with the help of reputable online buying property companies to prevent your home being repossessed allowing you to receive the cash to pay off your mortgage arrears and any other financial debts.  In some cases extra equity may be released from the sale of a property which can be used to buy a new home in order to make a fresh start and a new beginning.

Act now by contacting Property Buyers Network 4U, they will waste no time in speaking to their property buying clients from their nationwide network to sell your property quickly and prevent your home from being repossessed.

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